Category: business

  • How Do You Find Love When You’re Stuck at Home?

    Dropcap the popularization of the “ideal measure” has led to advice such as “Increase font size for large screens and reduce font size for small screens.” While a good measure does improve the reading experience, it’s only one rule for good typography. Another rule is to maintain a comfortable font size.

    Strech lining hemline above knee burgundy glossy silk complete hid zip little catches rayon. Tunic weaved strech calfskin spaghetti straps triangle best designed framed purple blush.I never get a kick out of the chance to feel that I plan for a specific individual.

    Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean. A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradisematic country, in which roasted parts of sentences fly into your mouth.

    A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. Even the all-powerful Pointing has no control about the blind texts it is an almost unorthographic life One day however a small line of blind text by the name of Lorem Ipsum decided to leave for the far World of Grammar. The Big Oxmox advised her not to do so, because there were thousands of bad Commas, wild Question Marks and devious Semikoli, but the Little Blind Text didn’t listen.

    On her way she met a copy. The copy warned the Little Blind Text, that where it came from it would have been rewritten a thousand times and everything that was left from its origin would be the word “and” and the Little Blind Text should turn around and return to its own, safe country.

    A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. I am so happy, my dear friend, so absorbed in the exquisite sense of mere tranquil existence, that I neglect my talents.

    But nothing the copy said could convince her and so it didn’t take long until a few insidious Copy Writers ambushed her, made her drunk with Longe and Parole and dragged her into their agency, where they abused her for their projects again and again. And if she hasn’t been rewritten, then they are still using her.

    A busy man keeps working while he waits. | Image: Unsplash

    Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean. A small river named Duden flows by their place and supplies it with the necessary regelialia.

    A collection of textile samples lay spread out on the table – Samsa was a travelling salesman – and above it there hung a picture that he had recently cut out of an illustrated magazine and housed in a nice, gilded frame. It showed a lady fitted out with a fur hat and fur boa who sat upright, raising a heavy fur muff that covered the whole of her lower arm towards the viewer.

    Gregor then turned to look out the window at the dull weather. Drops of rain could be heard hitting the pane, which made him feel quite sad. “How about if I sleep a little bit longer and forget all this nonsense”, he thought, but that was something he was unable to do because he was used to sleeping on his right, and in his present state couldn’t get into that position. However hard he threw himself onto his right, he always rolled back to where he was.

    The will to win, the desire to succeed, the urge to reach your full potential these are the keys that will unlock the door to personal excellence.

    One morning, when Gregor Samsa woke from troubled dreams, he found himself transformed in his bed into a horrible vermin. He lay on his armour-like back, and if he lifted his head a little he could see his brown belly, slightly domed and divided by arches into stiff sections.

    A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. Even the all-powerful Pointing has no control about the blind texts it is an almost unorthographic life One day however a small line of blind text by the name of Lorem Ipsum decided to leave for the far World of Grammar. The Big Oxmox advised her not to do so, because there were thousands of bad Commas, wild Question Marks and devious Semikoli, but the Little Blind Text didn’t listen.

    His room, a proper human room although a little too small, lay peacefully between its four familiar walls. A collection of textile samples lay spread out on the table – Samsa was a travelling salesman – and above it there hung a picture that he had recently cut out of an illustrated magazine and housed in a nice, gilded frame.

    It showed a lady fitted out with a fur hat and fur boa who sat upright, raising a heavy fur muff that covered the whole of her lower arm towards the viewer. Gregor then turned to look out the window at the dull weather. Drops of rain could be heard hitting the pane, which made him feel quite sad.

  • UP Free LPG Cylinders: ऐसे मिलेगा उज्ज्वला योजना (Ujjwala Yojana ) का फ्री सिलेंडर

    UP Free LPG Cylinders: आर्थिक रूप से कमजोर लोगों के लिए सरकार ने फ्री गैस सिलेंडर देने की बात कही है। केंद्र सरकार उज्ज्वला योजना (Ujjwala Yojana ) के तहत लोगों में बाँट रही है। हालांकि केंद्र सरकार उज्ज्वला योजना (Ujjwala Yojana ) के तहत किन लोगों को गैस सिलेंडर देगी इसको लेकर लोग काफी परेशान हैं। लोग समझ नहीं पा रहे हैं उज्ज्वला योजना (Ujjwala Yojana ) का फ्री सिलेंडर पाने के लिए वह कहाँ जाएँ और इसके लिए उनको किन-किन दस्तावेजों की आवश्यकता होगी। तो अब लोगों की इसी समस्या का निवारण हम करने जा रहे हैं और आपको इस लेख में बताने जा रहे हैं कि आप कैसे केंद्र सरकार की उज्ज्वला योजना (Ujjwala Yojana ) के तहत दिवाली के मौके पर फ्री सिलेंडर का लाभ उठा सकते हैं। 

    किसे मिलेगा फ्री सिलेंडर:

    सूत्रों से मिली सूचना के मुताबिक केंद्र की उज्ज्वला योजना (Ujjwala Yojana ) के तहत फ्री सिलेंडर का लाभ सिर्फ उन लोगों को मिलेगा जिनके पास हितग्राही राशन कार्ड है। लोगों के पास उनका आधार कार्ड होना आवश्यक है। उनके नाम पहले से कोई अन्य गैस कनेक्शन न हो। सभी लोग अपने आधार को सही करवा लें फिर बायोमेट्रिक के माध्यम से अपना रजिस्ट्रेशन करवाएं। क्योंकि बिना बायोमेट्रिक रजिस्ट्रेशन के आपको केंद्र की उज्ज्वला योजना (Ujjwala Yojana ) का लाभ नहीं मिल पायेगा। 

    इसके बाद आपको गैस एजेंसी पर रजिस्ट्रेशन करने वाले व्यक्ति को अपना आधार कार्ड फैमिली का आधार कार्ड, राशन कार्ड फोटो औऱ बैंक पासबुक या कैंसिल चेक या जो भी बैंक डिटेल हो उसे देनी होगी। फिर आपको रफ से एक रिफिल बुक दी जाएगी। इस रिफिल बुक में पैसे के लेन देंन का सम्पूर्ण विवरण होगा। यह प्रक्रिया पूर्ण होने के बाद ग्राहक को गैस, चूल्हा, पाइप रेगुलेटर सबकुछ मुफ्त दिया जाएगा। हालांकि बाद में सिलेंडर का नॉर्मल प्राइस है उसका भुगतान करना होगा। 

  • RBI Bonds Demystified: Your Path to 8.5% Returns

    In the quest for financial growth, simply hoarding money won’t suffice—invest wisely. The realm of investments offers diverse opportunities, and understanding where to channel your hard-earned funds is paramount.

    RBI Bonds: A Secure Haven for Your Investments

    Amidst the myriad investment options, RBI Bonds emerge as a reliable choice, surpassing traditional Fixed Deposits (FDs) in interest gains. Presently, these bonds boast an enticing interest rate of 8.5%.

    Government of India Savings Bond: Unveiling the RBI Bond

    Often referred to as the RBI Bond, the Government of India Savings Bond is a floating-rate savings bond open to every Indian citizen. Whether in your name, jointly, or as a guardian for a minor, this avenue is accessible to all.

    Interest Dynamics: Decoding the Floating Rate

    Unlike fixed-rate counterparts, RBI Bonds sport a dynamic interest rate, changing biannually on July 1 and January 1. The interest structure mirrors that of the National Savings Certificate (NSC), with bondholders enjoying an additional 35 basis points for the respective half-years.

    7-Year Lock-In: Patience Rewarded

    While the minimum investment stands at Rs 1,000, subsequent investments must align with multiples of Rs 1,000. The 7-year lock-in period prevents premature withdrawal, a testament to the long-term commitment required. However, senior citizens have the option of a premature exit, with varying lock-in periods based on age.

    Acquiring RBI Bonds: A Seamless Process

    RBI Bonds are procurable from any government bank or select private banks such as ICICI, IDBI, HDFC, or Axis. Interest payments occur semi-annually, but it’s crucial to note that the interest received is taxable, subject to your applicable income tax slab. TDS kicks in only when interest surpasses Rs 10,000 in a financial year.

    Inheritance Dynamics: A Bond Beyond Life

    It’s imperative for investors to understand that these bonds are non-transferable during their lifetime. Only posthumously can they be transferred to the nominee, emphasizing the importance of thoughtful financial planning.

    Embark on your wealth-building journey with RBI Bonds—a secure and rewarding investment avenue for the discerning investor.

  • PM Ayushman Bharat Yojana:- आयुष्मान कार्ड बनवाने से यह काम होंगे मुफ्त

    PM Ayushman Bharat Yojana:- आर्थिक रूप से कमजोर लोगों को उम्दा स्वास्थ्य सेवाएं प्रदान करवाने के लिए केंद्र की मोदी सरकार ने आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) का शुभारम्भ किया था। आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) के अंतर्गत आर्थिक रूप से कमजोर लोगों को सरकार की तरफ से 5 लाख तक का कवर बीमा मिलता है।

    अगर अकास्मिक रूप से आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) कार्ड धारक को कोई स्वास्थ्य संबंधित समस्या होती है तो आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) से जुड़े अस्पतालों में व्यक्ति को मुफ्त स्वास्थ्य सेवा मुहैया करवाई जाती है। आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) का शुभारम्भ 23 September 2018 को प्रधानमंत्री नरेंद्र मोदी ने किया था। 

    केंद्र सरकार की आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) का लाभ उन लोगों को मिल रहा है जिनकी वार्षिक आय 1,80,000 से 3,00,000 तक है। आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) आर्थिक रूप से कमजोर लोगों के लिए बड़ी सहायक साबित हुई है और आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) के कार्ड के माध्यम से आर्थिक रूप से कमजोर लोगों को बेहतर स्वास्थ्य सेवाएं मिलेंगी। वही आज हम इस लेख में आपको बताने जा रहे हैं कि आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) से एक व्यक्ति को क्या-क्या लाभ होगा –

    जानें आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) से क्या मिलेगा लाभ:

    आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) कार्ड धारक 5 लाख तक मुफ्त बेहतर इलाज करवा सकते हैं। 

    आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) में जिन अस्पातलों की सूची शामिल है उन अस्पतालों में व्यक्ति को मुफ्त इलाज मिलेगा और इलाज का सम्पूर्ण पैसा सरकार देगी। 

    आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) का लाभ उन लोगों को मिलेगा जो आर्थिक रूप से कमजोर हैं और जिनकी वार्षिक आय 1,80,000 से 3,00,000 तक हो होगी। 

    आयुष्मान भारत योजना (PM Ayushman Bharat Yojana) कार्ड धारक अपना कार्ड दिखाकर अस्पताल में ओपीडी की सुविधा भी ले सकते हैं। 

  • PM Kisan Yojana: November 15, 2023 – Narendra Modi’s Historic Gift to Jharkhand Farmers

    In a groundbreaking move scheduled for November 15, 2023, Prime Minister Narendra Modi is set to bestow a significant gift upon the small-scale farmers of India, particularly in the picturesque region of Khunti, Jharkhand. The focal point of this event is the 15th installment of the PM Kisan Samman Nidhi Yojana, a testament to the government’s unwavering commitment to agricultural welfare.

    Budget Allocations and Transfers:

    Adding to the anticipation, PM Modi, in a strategic move, will transfer the allocated funds for the PM Kisan Yojana directly to Jharkhand. This follows the successful disbursement of the 14th installment in Gujarat on July 27, 2023, where a staggering ₹17,000 crore was transferred to the bank accounts of 8.5 crore farmers.

    Unveiling the World’s Largest Direct Transfer Scheme:

    Launched just before the 2019 Lok Sabha Elections, the PM Kisan Yojana stands as a monumental direct transfer scheme globally. Providing financial assistance of ₹6,000 to farmers in three installments over four months, the Modi government has, to date, transferred over ₹2.59 lakh crore to the bank accounts of more than 11 crore farmers across 14 installments.

    Kist Distribution Timeline:

    Understanding the disbursement timeline is crucial for farmers eagerly awaiting financial assistance. The installments are distributed thrice a year: the first between April and July, the second from August to November, and the third from December to March. State and union territory governments share the responsibility of verifying and uploading accurate beneficiary information, ensuring the seamless provision of benefits after cross-referencing with PFMS and income tax data.

    As the nation eagerly awaits this historic event, the impact of the PM Kisan Yojana continues to resonate, not just in financial terms but in the empowerment of millions of farmers. Stay tuned for updates on November 15, 2023, as the saga of agricultural prosperity unfolds in Jharkhand, marking another stride toward the welfare of India’s backbone – its farmers.

  • Best Post Office Saving Scheme: पोस्ट ऑफिस की यह स्कीम देगी 2 लाख से ज्यादा ब्याज

    Best Post Office Saving Scheme: अपने बेहतर भविष्य के लिए दुनिया भर के लोग अपनी इनकम से कुछ धन बचाकर सेविंग का विकल्प चुनते हैं। बहुत से लोग सेविंग के लिए शेयर बाजार या प्रॉपर्टी को चुनते हैं। तो आम आदमी अपने भविष्य के लिए सुरक्षित विकल्प चुनता है। आम नागरिक निवेश के लिए सबसे अधिक विश्वास पोस्ट ऑफिस की स्कीम पर करते हैं। क्योंकि पोस्ट ऑफिस की स्कीम आपको सुरक्षा के साथ -साथ अच्छा रिटर्न भी देती हैं और आप अपनी जरूरत के हिसाब से निवेश के लिए पोस्ट ऑफिस में स्कीम भी चुन सकते हैं। पोस्ट ऑफिस में बच्चों से लेकर बूढ़े तक के निवेश हेतु बेहतर स्कीम के विकल्प मौजूद हैं। वही आज हम आपको पोस्ट ऑफिस की एक शानदार स्कीम के विषय में बताने जा रहे हैं। जो काफी लोकप्रिय है और इसमें आपको अच्छा रिटर्न भी मिलता है। 

    जानें क्या पोस्ट ऑफिस की स्कीम:

    असल में हम बात कर रहे हैं पोस्ट ऑफिस की पोस्ट ऑफिस टाइम डिपॉजिट स्कीम (Post Office Time Deposit Scheme) की। यह आज के समय में आम नागरिकों के बीच काफी लोकप्रिय है। इसमें आपको निवेश पर 7.5 फीसदी का ब्याज मिलता है। पहले इस योजना के तहत महज 7 फीसदी ब्याज मिलता था। 7.5 फीसदी ब्याज हर तीन माह में पोस्ट ऑफिस की स्कीम में होने वाले संसोधन के बाद हुआ है। 

    पोस्ट ऑफिस की इस स्कीम में निवेशक अपने अनुकूल समय सीमा तय कर सकते हैं और अपना धन एक,दो या पांच वर्ष तक के लिए निवेश कर सकते हैं। हालाकि अगर आप इस स्कीम में धन दो से तीन वर्ष के लिए निवेश करते हैं तो आपको ब्याज 6.5 फीसदी मिलेगा। लेकिन अगर आप धन का निवेश पांच वर्ष के लिए करते हैं तो आपको निवेश पर ब्यान 7.5 फीसदी मिलेगा। 

    पोस्ट ऑफिस की इस स्कीम में निवेश पर आयकर विभाग द्वारा व्यक्ति को टैंक्स छूट भी मिलती है। अगर आप पांच वर्ष के लिए पांच लाख का निवेश करते हैं तो 7.5 फीसदी ब्याज दर के हिसाब से आपको आपके मूलधन पर 2 लाख से अधिक का ब्याज प्राप्त होगा। यानी पांच साल में आपकी रकम 7 लाख से अधिक हो जाएगी। 

  • Unlocking the Path to Becoming an IAS Officer: A Comprehensive Guide

    IAS : The Indian Administrative Service, commonly known as IAS, is a distinguished branch of the civil services. In 2020, the Union Public Service Commission (UPSC) presented a staggering 796 vacant positions for aspiring IAS candidates. Annually, there are typically around 180 openings for IAS officers in India.

    To embark on a journey to become an IAS officer, candidates must successfully clear the UPSC Civil Services Examination. The role of an IAS officer involves implementing and overseeing policies crafted by federal and state governments, offering insightful advice on the decision-making processes of governmental bodies, and maintaining a vigilant eye on the execution of those policies.

    Unveiling the Role of an IAS Officer

    In simpler terms, an IAS officer aids in providing crucial information about the administration of policies, their execution, and the status of related ministries.

    Academic Choices for IAS Aspirants

    For students aspiring to pursue a career as an IAS officer, the choice of stream in their final year of education is pivotal. It is imperative that they have successfully completed their 10+2 or equivalent examination from a recognized board such as CBSE or any other accredited board. Additionally, a strong academic background in subjects like Political Science, Geography, Economics, Sociology, Psychology, Public Administration, and Philosophy is highly recommended.

    After completing their diploma, anyone can attempt the UPSC examination. Successfully passing the UPSC examination grants each student admission to a designated college or university, where they can continue their higher education through counseling.

    Choosing the Right College for Aspiring IAS Officers

    An enthusiastic IAS aspirant should carefully select a top-rated college when it comes to their undergraduate or postgraduate studies because the impact of their education in top-tier colleges will resonate in their administrative services in the long run.

    Eligibility Criteria

    Candidates must complete their 12th-grade education and acquire a graduation degree from a recognized university after finishing their 12th class. Candidates have a wide range of options for their degree, with a substantial series of optional subjects.

    Preparation for the IAS examination is beneficial for those with a Bachelor of Arts (BA) degree aligned with the IAS syllabus or any other degree closely related to the IAS syllabus.

    The IAS entrance examination is also open to those who have obtained their graduation degree through distance learning.

  • Triumph: Indian Stock Market Bounces Back with Spectacular Gains After a Day Off!

    In the aftermath of a brief hiatus, the Indian stock market has staged a stellar comeback in the latest trading session, marking a significant turnaround following a downturn. Fueled by positive global indicators and substantial investor buying, the Sensex notched an impressive leap of 700 points, breaching the 65,000 milestone. Leading the charge were banking, IT, and FMCG stocks, propelling the market to close at 65,675 on the BSE Sensex and 19,675 on the Nifty at the end of the trading day.

    Sectoral Overview

    While all sectors experienced buying activity, the IT, FMCG, banking, and energy stocks witnessed the most substantial gains. Additionally, sectors like metals, pharma, auto, real estate, media, healthcare, oil and gas, and consumer durables observed significant buying interest. The Nifty Midcap index surged by 400 points, and the Small Cap index recorded a rapid rise of 180 points, showcasing a broad-based market rally.

    Among the 30 stocks on the Sensex, 27 closed with gains, while 3 ended in the red. On the Nifty, out of the 50 stocks, 47 advanced, 3 weakened, and the index closed with an overall positive bias.

    Surge in Investor Wealth

    The bullish market sentiment translated into a substantial increase in investor wealth. The market capitalization of BSE-listed companies surged to ₹325.42 lakh crore, up from ₹322.08 lakh crore in the previous session. This reflects a remarkable ₹3.34 lakh crore addition to investors’ portfolios in today’s trading.

    Top Gainers and Losers

    Tech Mahindra led the gainers with a 3.83% increase, followed by Tata Motors (2.84%), Infosys (2.69%), Wipro (2.54%), Tata Steel (2.52%), and TCS (2.03%). On the flip side, Bajaj Finance (1.84%), Power Grid (0.97%), and IndusInd Bank (0.97%) faced marginal declines.

    In conclusion, today’s trading session witnessed a robust resurgence in the Indian stock market, driven by positive global cues and enthusiastic investor participation. The sectors leading this charge, such as banking and IT, are poised for continued growth, making them compelling options for investors seeking promising opportunities in the current market scenario. Stay tuned for more updates on market trends and strategic investment insights.

  • Guidelines for Managing Your UPI ID

    In recent developments, the National Payments Corporation of India (NPCI) has issued directives aimed at bolstering the security of UPI transactions. The guidelines instruct all banks and third-party apps, including PSPs like PhonePe, to verify UPI IDs and associated mobile numbers of inactive users. UPI IDs with no credit or debit activity for a year will face deactivation, restricting transactions from the upcoming year.

    To implement these guidelines, NPCI has granted banks and third-party apps until December 31 to identify and deactivate such UPI IDs. The motive behind these new measures is to prevent the inadvertent transfer of funds to the wrong person and curb misuse of these IDs, addressing recent incidents of fraudulent transactions.

    Users often face challenges when changing their mobile numbers, inadvertently forgetting to deactivate the UPI ID linked to the old number. The prolonged inactivity of the number poses a risk, as the old UPI ID remains associated with it. This situation heightens the potential for unauthorized transactions, emphasizing the importance of promptly updating UPI IDs when changing mobile numbers.

    For users, it’s imperative to take proactive measures. Banks are notifying users via email or messages before deactivating UPI IDs, providing an opportunity to reactivate them. This not only enhances security but also mitigates the risk of unauthorized transactions.

    Adhering to NPCI’s guidelines ensures that your UPI transactions remain secure and free from the threat of wrongful use. As we approach the December 31 deadline, it is strongly advised to verify and activate your UPI ID promptly. Stay ahead of the curve and safeguard your digital transactions.

  • Government Employees Urge Restoration of Old Pension Scheme

    Government employees across the country are advocating for the revival of the Old Pension Scheme, expressing their dissent against the National Pension System (NPS). Simultaneously, the Reserve Bank of India, as the regulator of the banking sector, has released the ‘Handbook of Statistics on Indian States, 2022-23’, depicting the financial status of states across various sectors, including pension data.

    Over 19 years, pension burdens surged by ₹4.26 trillion. According to data released by the RBI, the pension burden on states and union territories was ₹37,378 crore in the fiscal year 2004-05. This escalated nearly fourfold, reaching ₹1,83,499 crore in 2014-15. Subsequently, in the next nine years (2022-23), the pension burden skyrocketed by 152%, soaring to ₹4,63,437 crore. The burden on states surged from ₹37,378 crore in 2004-05 to ₹4,63,437 crore over the 19-year period, a staggering 1140% increase.

    RBI’s Cautionary Note on Old Pension Scheme

    These statistics affirm that a substantial portion of states’ revenue is allocated towards pensions. Previously, the RBI had cautioned against adopting the Old Pension Scheme in its bulletin, asserting that implementing OPS instead of NPS would increase the financial burden by 4.5 times. Several states, including Rajasthan, Madhya Pradesh, and Chhattisgarh under Congress governance, have reinstated the old pension plan. Congress has pledged to reinstate the scheme in Madhya Pradesh upon forming the government. Punjab’s Aam Aadmi Party government has also reinstated OPS in the state.

    Government Pressures and Future Considerations

    With the looming prospect of this becoming a significant issue in the upcoming Lok Sabha elections, the central government has constituted a committee, chaired by the finance secretary, to review the NPS. This committee is engaging with various stakeholders for deliberation. While the committee hasn’t arrived at a conclusion yet, it’s evident that after the reinstatement of some states’ Old Pension Schemes, the central government is under pressure. Government employees from different states have protested in Delhi’s Ramleela Maidan, voicing their dissent against the demand for the Old Pension Scheme.